The end of retirement

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The end of retirement

In the fourth of our Visions of Britain 2020 reports we look at Ageing and Retirement in the UK and what this could be like at the end of the this decade. Much has been written on the ‘pensions crisis’ with many warnings of extremely difficult times ahead, not just for retirees, but for all us. We recognise that many challenges lie ahead but at the same time we believe that there is room for optimism as we look forward to 2020. We hope the fascinating insights within ‘Visions of Britain 2020’ will help guide you in these choices.

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CHAPTER 1

Foreword from Friends Provident

A word from Trevor Matthews, CEO, Friends Provident
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CHAPTER 2

Executive Summary

Much has been written on the ‘pensions crisis’ with many warnings of extremely difficult times ahead, not just for retirees, but for all us. We recognise that many challenges lie ahead but at the same time we believe that there is...
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CHAPTER 3

Introduction

By 2020 it will take longer to feel old. The majority of ‘Baby Boomers’ are reaching retirement in good health and with a youthful mindset intact. Reaching 65 does not necessarily mean an abrupt change in lifestyle and preferences.
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CHAPTER 4

Optimum Retirement

In recent years the public mood regarding pension provision has been shifting with an increasing acceptance that the ’best’ solution is for individuals to continue to work and contribute for longer. In 2006 38% of the population...
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CHAPTER 5

Devolving Decisions

One of the defining features of our consumer society is how much choice we have. As consumers we like choice as long as it’s easy to navigate. With pensions the situation becomes much more complicated with 40% of the total sample stating that...
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CHAPTER 6

A New Contribution to Society

The ‘Big Society’ has the potential to revolutionise the way we are governed. The core idea of devolving power to communities is currently influential not just in this country but in many others. It has the potential to be a very...
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CHAPTER 7

Conclusions

It is our view that by 2020 there will be some significant upsides to growing older. This may seem contrary to much of the discourse on later life and pensions which tends to be the covered quite negatively today.
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