Too late to save as much as I would need, I decided to find a way of working part time in retirement.  Five years later I qualified as a counsellor.  Throughout my training I volunteered and I continue to practice in readiness for my (current) state retirement age.  By the way – I worked full time all through my training.

Because nothing is written in stone my message is the same however old you are: plan ahead.  Envisage as many outcomes as possible and prepare for as many as you can.  Some people think the world owes them a living.  Others are just happy to live in the world.

Corinne Harris, Marketing Compliance Officer, Friends Life